Episode 21 - How to Protect Your Most Important Asset: Part 4

September 13, 2018

The purpose of having life insurance in your financial plan is not only to protect your most valuable asset, which is your ability to go to work every day, but can also be a tool that can help increase your retirement income.

However, most people forget about that second part.

In part four of his life insurance mini-series, John Smallwood explains how universal life insurance (UL) can function as more than just a protection policy. To help you better understand this type of insurance, John shares his deep knowledge by explaining the cost of premiums, how UL differs from whole and term insurance, and most importantly—how to determine which policy is suitable for you.

Tune in now to learn about all the unique features of universal life insurance!

Resources:

Episode 18: How to Protect Your Most Important Asset—YOU: Part 1 |Episode 19: How to Protect Your Most Important Asset: Part 2 |Episode 20: How to Protect Your Most Important Asset: Part 3 | 5 Ways Your Wealth is Under Attack | Smallwood Wealth Management

00:0000:00

Episode 20 - How to Protect Your Most Important Asset: Part 3

September 6, 2018

In part 3 of John Smallwood’s series on protecting your most important asset, yourself, he continues to explore the role that life insurance plays all throughout our lives.

Today’s episode is dedicated to whole life insurance.

In an effort to cut through the misinformation surrounding this insurance type, John offers a thorough look at its potential benefits to policyholders, including its flexibility and guaranteed cash value. John also guides you through different options for using dividends.

Tune in now for another eye-opening episode of John Smallwood’s series about all the ways you can protect yourself as your most important asset.

Resources:

Episode 18: How to Protect Your Most Important Asset—YOU—Part 1 |Episode 19: How to Protect Your Most Important Asset: Part 2 | Smallwood Wealth Management | 5 Ways Your Wealth is Under Attack

 

00:0000:00

Episode 19 - How to Protect Your Most Important Asset: Part 2

August 9, 2018

It’s time for part 2 of John Smallwood’s series about how to protect yourself as your most important asset. In this episode, John dives into the world of life insurance policies, starting with term insurance.

With his characteristically forthright and passionate approach, John breaks down the benefits and drawbacks of term insurance to help you understand how the policy works. He also explains how you can use conversion options to turn term life insurance policies into lifetime policies.

Join John as he continues on his mission to help you understand everything you need to know about protecting your most important asset—you!

Resources:

5 Rules of the Financial Institutions| https://www.smallwoodassociates.com/

Episode 18 – How to Protect Your Most Important Asset – YOU – Part 1

Watch Now:

Episode 18 – How to Protect Your Most Important Asset – YOU – Part 1

August 9, 2018

In this episode, John Smallwood explains how you can protect your most important asset, you!  Many people don’t actually see themselves as an asset when it comes to financial planning. But John is here to turn that around.

John shares why it is important to have the right protection for your most important asset, along with ways to help ensure that your financial plan has the right protection and strategies in place. He uncovers the different types of protection available and dispels the myths that many people have when it comes to protecting themselves and their assets for the future.

Tune in and learn about John’s unconventional approach to helping you manage the pressure you have on your wealth.

Resources:

Smallwood Wealth Management

00:0000:00

Episode 17 - Forget Conventional Wisdom. Here’s a New Way to Think About Social Security

July 31, 2018

John Smallwood tends to challenge closely held truths about financial planning, and this episode is no different.

Listen in as John questions conventional wisdom about Social Security. He clears up confusion about what age people can start collecting their full benefit, and he also explains the advantages of waiting longer. Of course, John uses plenty of examples along the way to help you understand where Social Security fits in with your overall plan.

The right decisions for you are not necessarily the decisions that are being promoted by conventional wisdom. Tune in and learn about John’s unconventional approach to financial planning.

Resources:

Smallwood Associates

00:0000:00

Episode 16 - Part 2: Retirement Isn’t What It Used to Be

July 17, 2018

Today, Matt Halloran and John Smallwood continue with part two of the Retirement Isn’t What It Used to Be series. John discusses your chess pieces: What do you have? A pension? A 401(k) plan? What will your next move be with those assets? These are important questions to consider, and John is here to guide you along.

Listen in as John covers key components of your retirement planning and shares how you can set yourself up for financial success!

Resources:

Episode 15 - Part 1: Retirement Isn’t What It Used to Be Smallwood Wealth Management

00:0000:00

Episode 15 - Part 1: Retirement Isn’t What It Used to Be

June 28, 2018

Today, Matt Halloran and John Smallwood introduce part one of a series, Retirement Isn’t What It Used to Be. If you’re 20 or fewer years away from retirement, it’s especially important for you to tune in and find out what’s become of our retirement income sources. It’s no longer a three-legged-stool situation.

In this episode, John Smallwood explains how our sources of retirement income have changed since our grandparents’ time: we can no longer rely on pensions and Social Security to cover two-thirds of our living expenses. John’s main goal is to help you think strategically about five variables that could all fluctuate and have a dramatic impact on your bottom line.

Join the conversation, become aware of today’s retirement pressures, and learn how to plan accordingly.

Smallwood Wealth Management

00:0000:00

Episode 14 - How to Plan for Your Retirement Future

June 15, 2018

 

How much money do you actually have to accumulate in order to retire?

Today, Matt Halloran and John Smallwood are helping you look into the future at your retirement. Since many people are unsure of how much money it’ll take to sustain their lifestyle, John makes a point of discussing long-term financial strategies. You’ll also learn about safe withdrawal rates and strategies for deciding when to withdraw your money.

Don’t miss this information-packed episode, designed to help you plan for retirement more confidently.

Smallwood Wealth Management

00:0000:00

Episode 13 - Taxes, You Pay More Than You Should

May 17, 2018

Taxes, are you paying more than you should? Are taxes creating a greater financial pressure in your life? Well, it might just be your outlook.

Today, John Smallwood emphasizes the importance of viewing future tax opportunities rather than being impatient. Opening up opportunities later down the road is much more rewarding. John also shares insight on the macro strategy, which he uses to help clients pay fewer taxes, gain a higher return, and with the least amount of risk.

What will you do to maximize your tax benefits?

00:0000:00

Episode 12 - Eight Retirement Pressures

May 1, 2018

We all have financial pressures in our lives right now. Taxes, college tuition, car repairs...we are well aware of these pressures that try to drain money from our budgets. But do we know about the financial pressures that will go hand-in-hand with retirement?

This episode is all about getting prepared. It’s about getting informed so that you can make choices that will help protect you and your family during retirement.

Tune in as I explore the top eight retirement pressures and ways that you can push through these pressures.

00:0000:00